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Video, market notes, buyer and seller playbooks, mortgage planning, and neighborhood field reports from the GreenHouse Group. San Diego first. Always independent.
The 3 Best and Easiest Ways to Improve Your Credit Before Buying a Home
Because I help a lot of First Time Homebuyers and Families on the Grow, I’m often asked what is the Best / Fastest / Easiest way to improve your credit before buying a home. Well the truth is that…
*HOME BUYERS MOST WANTED LIST* “Top 10 things” by Jesse Ibanez f/ The GreenHouse Group
The Home Buyers MOST WANTED LIST: According to a recent survey by the NAHB (National Association of Home Builders) these are the TOP 10 features buyers most want in their new home: 10) 85% want a…
Two Things You Must Know About Credit Before You Buy a Home
The Hardest and Easiest Home Loans to Get By: Chris Birk It seems the Great Thaw may be upon us. Credit score requirements have loosened in recent months, a sign that at least some mortgage…
North Park’s New Neighborhood Restaurant – Craft Beer and a Kids Area?
We all know how far North Park has come and that it’s residents range from hipsters to 70 year old home owners. Who falls in between that wide range? Young families of course and the new…
Here’s How To Buy a Home After a Foreclosure or a Short Sale
Did you, or someone you might know, get bit with the Short Sale, Foreclosure, or, things just got super complicated bug during the Big Housing Bust? Well heres how to buy a home after a…
Stated Income Loans are back! Just in time for Halloween
Well, just in time for Halloween – something scary for all of you who remember our recent history – Sated Income Loans are back! You may remember that a stated income loan allows one to qualify by…
Downtown San Diego – The Headquarters at Seaport Village
Located on the waterfront of downtown San Diego, Seaport Village, a favorite among both locals and tourists, is getting a face lift. Scheduled to open next month, The Headquarters at Seaport…
Unintended Consequences
The implementation of the Qualified Mortgage guidelines (aka QM loans) is now two months away and set to begin in January of 2014. According to the CFPB (Consumer Financial Protection Bureau) here…
Why Credit Dispute Items on your Credit Report can Hurt not Help – 3 Easy Steps for Removal
In an effort to clean up their credit, many folks Dispute items on their credit reports. That’s a common method for fighting things that you feel you do not owe or shouldn’t be on your report. But…
Eliminating Conventional Financing With 3% Down Means Buyers Will Pay More
Fannie Mae has eliminated the 3% down financing option and now requires a minimum of 5% down. This will push buyers towards FHA loans which will increase their closing costs and monthly payments…
Where does your ‘hood rank for TOP 20 BEST Trick or Treating Cities?
Zillow got bored with fooling homeowners with their home values, or, “Zestimates” as they call them – and turned their programmers loose on more pressing issues. Like: name the Top 20 Trick or…
Urban Living – With Backyard Chickens
Here at The GreenHouse Group, we recently sold a home to a family in the heart of San Diego – literally a mile or two east of downtown. This cute, craftsman home is nestled snugly among the…
Mortgage Brokers Offer Closing Cost Credits That Banks Don’t
By Kenneth R. Harney – NAMB Government Affairs WASHINGTON — The government shutdown and the debt limit have dominated the headlines, but a behind-the-scenes fight over federal mortgage policy has…
Are you, or someone you might know, looking for something like this? 3176 Cabrillo Bay Lane SD, CA 92110 is now for sale!
Step inside this mid-city oasis & re-discover why buying a newer home [’06] was so important to your search in the first place. WHAT WE LOVE: *West facing home with the most inviting 2nd level…
Golden Hill Street Fair – Historical Neighborhood Invites You Over…
We all know how neighborhoods can go from zip to hip and Golden Hill is no exception. It has the unique combination of history – think Villa Montezuma (ok, that is technically Sherman Heights, but…
Our Buyers BluePrint … & why Seth Godin always has it right
One of my heroes who happens to still be living, is Seth Godin. You can read his most circulated blog at http://www.sethgodin.typepad.com. He’s kind of a bid deal, because he’s kind of smart and…
Foreclosure Prevention? No Worries – you DID NOT miss the boat (yet)
Two items to report here regarding this: 1) Delinquincies continue to drop (see story below for the numbers) 2) Help still exists 1) Delinquencies Continue to Drop WASHINGTON, D.C. – October 7…
Is an FHA loan still a good deal?
“Is FHA still a good deal?” That’s what many of my new homebuyers ask me when we first get together to create a mortgage plan. I believe that it all depends on your goals and current situation. As…
A Patrick & Mei Thank You. And, 5 ways why homemade jam might be like buying your 1st home with us.
Here’s what happens when great people intersect paths with great people: one family gets into their first home with bells on and the other family gets some bomb homemade jam (which has gone on…
Qualified Mortgage Guidelines = Cooling Market & Limited Purchase Power
We’ve seen a lot of financial regulation since 2010 and more is on the way. Next up is the Qualified Mortgage which begins in January of 2014. Like all regulation it is intended to protect…
Got Sugar? – Neighborhood Connections
Remember the days when neighbors threw 4th of July block parties and borrowed cups of sugar for making that pitcher of Kool Aid? Or when kids knew not to act up around the neighborhood, because…
What are HUD Homes, and, are they a good deal?
Here’s a question that we get about once or twice a week, because we are a HUD approved broker. Which means that we can represent buyers who are interested in buying HUD homes. On HUD’s website…
First Day on the Market Today! *Open House 12-2PM*
4893 Beretta Place San Diego, CA 92154 Quite Possibly The Best Bank For Your Buying Buck Price : $438,000.00 Bedrooms : 5 Bathrooms : 3.00 Square Foot : 2,333 County : San Diego Property Type :…
For me, this is about being a heretic.
For me this is about being a heretic. Not accepting success as the stopping point, but, actually starting and creating something that matters. A brand that people are passionate about and want to…
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Book a consult with the GreenHouse Group. One conversation before you sign anything — a plan, not a pitch.