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Every Field Note tagged #david-hughson. 142 posts · page 4 of 6.

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Buyer Strategy

Where Down Payments Are Lowest

The average down payment for a home in 2014 was 14 percent, or an average of $32,141, according to a new report by RealtyTrac. That’s a pretty steep figure for a first-time homebuyer. In real…

HuggyApril 6, 20151 min read
Buyer Strategy

What April 15th Means To Your Escrow

We are two weeks away from the annual tax-filing deadline and there is no deadline quite like April 15th. Maybe it is because it’s the one deadline we all share on the same day. While we all feel…

HuggyMarch 30, 20152 min read
Buyer Strategy

Worst Cities To Be A Renter

Renters across the nation are being squeezed by rising rents and stagnant wages. By Ben Rooney @ben_rooney New York City and the surrounding area has seen the most dramatic increase, with rents up…

HuggyMarch 23, 20152 min read
Behind the Scenes

March’s #GreenMeansGivingBack Winner, Hillary w/ “Pit Bull Rescue San Diego”

Ok Gang, March’s winner is in, and for the second month in a row (out of two 😉 we’re helping save animals … and we love that! In February, the top vote getter for our monthly…

Jesse IbanezMarch 17, 20151 min read
Buyer Strategy

Boost Your Purchase Power By Using Your Current Pay Stub

When pre-approving people for home loans they are often frustrated by the strict income underwriting guidelines. This is because an individual’s monthly income may include income that is…

HuggyMarch 16, 20151 min read
Behind the Scenes

[VIDEO] “Our Gifts.” Meet The GreenHouse Group Team & What They Believe Their Gifts Are.

“Our Gifts.” Meet Jesse Ibanez, David Hughson, Christine Vasquez, Scott Van Vugt, Carmen Harris, Renata Hamdan, Andrea Ibanez & Jeremy Beck & What They Believe Their Gifts Are. The GreenHouse…

Jesse IbanezMarch 10, 20152 min read
Buyer Strategy

Do Statistics Tell The Truth?

Do statistics tell the truth? Check out the article below and then click on my name to find out the real scoop here in San Diego. By Ana Swanson March 8 This post comes via Know More, Wonkblog’s…

HuggyMarch 9, 20152 min read
Buyer Strategy

The Mortgage Insurance Killer

Remember the good-old-days of using a second loan to eliminate mortgage insurance? If you have sought out home financing for a purchase or refinance within the last seven years you may not. That’s…

HuggyMarch 2, 20151 min read
Buyer Strategy

70% Of Buyers Are Unaware Of Down Payment Assistance Programs

This is actually nothing new. Down payment assistance programs have been around a long time and very few people take advantage of them. What is new is how many programs there are at the local…

HuggyFebruary 23, 20151 min read
Behind the Scenes

Jesse’s Secret Stash: Episode 20 | David Hughson on Free Home Buyer Class

Jesse’s Secret Stash: Episode 20 | David Hughson on First Time Home Buyer Class We got a special treat for all you people thinking about buying a home! If your tired of paying someone else’s…

Jesse IbanezFebruary 19, 20151 min read
Buyer Strategy

Low down payments make a comeback

Borrowers who have steady income and good credit, but not much money in the bank, will find that it recently became easier to buy a home. By Mark Fahey @CNNMoney Down payment requirements, which…

HuggyFebruary 17, 20153 min read
Behind the Scenes

#GreenMeansGivingBack | “The Rescued Dog” | The GreenHouse Group’s January Charity Winner

The winner of our #GreenMeansGivingBack for January is: “The Rescued Dog.” CLICK ON IMAGE TO PLAY VIDEO Who Are “The Rescued Dog?” From their site: “The founders of The Rescued Dog forged our bond…

Jesse IbanezFebruary 3, 20152 min read
Mortgage Planning

Why Right Now Is Your Best Opportunity To Eliminate PMI

Paying PMI (Private Mortgage Insurance) is kind of like watching the Super Bowl end in a tie. Yeah, you got to hang with you friends on a Sunday, gorge yourself on all your favorite food for 6…

HuggyFebruary 2, 20151 min read
Buyer Strategy

Tax Filing Strategy #3 – No Strategic Tax Filing Allowed

Last year at this time a client of mine who’s family was growing wanted to purchase a bigger home. This client was a business owner and like every dutiful business owner should do he wrote off…

HuggyJanuary 26, 20152 min read
Buyer Strategy

Tax Filing Strategy #2 – Every Ex Self-Employed Person Must Know This

Every year hundreds of thousands of small businesses are created. This also means many will be dissolved and close their doors for good. For anyone who is trying to buy or refinance a home and…

HuggyJanuary 12, 20151 min read
Buyer Strategy

Tax Filing Strategy #1 – Boarder Income

Even though this past Friday was the first official business day of the year today is the first day everyone is back to work, back to school, and back to the routine. My gym was busy this morning…

HuggyJanuary 5, 20151 min read
Seller Strategy

What Happened?

At this point every year I find myself asking “What Happened”? I was just making my predictions for 2014 and it’s already over. With every year end we take a look back before we say good bye to…

HuggyDecember 16, 20141 min read
Buyer Strategy

You Can Still Close This Year!

That’s right, whether looking to purchase or refinance you can still close this year. Every December there is a mad dash to get across the finish line by the 31st. And it isn’t just buyers and…

HuggyDecember 8, 20142 min read
Buyer Strategy

All I Want For Christmas Are No Mortgage Payments

All I Want For Christmas Are No Mortgage Payments should be the name of a Christmas carol. And we need some new carols because I don’t think a new one has been written since Perry Farrel and the…

HuggyDecember 1, 20141 min read
Buyer Strategy

Great News For Borrowers

We are half way through the 4th quarter of 2014 and it looks like mortgage lending will finish the year off strong. Some of the great news for borrowers to celebrate includes that fact that cash…

HuggyNovember 17, 20141 min read
Case Studies

Scott & Lisa “Thank You, This Is The PERFECT House For Us!” | Testimonial Of Jesse Ibanez & David Hughson f/ The GreenHouse Group

Scott & Lisa got what they deserved. And it could happen to you next! Scott & Lisa’s Celebration & Testimonial of The GreenHouse Group. Volume 14 www..GreenMeansGrowcom 1(858) 863-0261 591 Camino…

Jesse IbanezNovember 4, 20142 min read
Mortgage Planning

You Gotta Pay to Play

It’s the first week of November and the first-half property taxes are now due here in San Diego. If you don’t already know the property tax year runs from July 1 to June 30. The first half is due…

HuggyNovember 3, 20142 min read
Behind the Scenes

Autonomy – Our Greatest Gift To You

As a Mortgage Planner I’m familiar with the ever-growing stack of disclosures that our clients must sign when applying for a loan. While these disclosures are for their protection as consumers it…

HuggyOctober 27, 20142 min read
Mortgage Planning

Free Money

What? Free Money? Yes, if you own a 2-4 unit property and occupy one of the units as your primary residence and need additional income to help offset the total monthly housing expense we are able…

HuggyOctober 13, 20141 min read

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