#david-hughson

Derek Jeter Is Gone – Any Reasons To Keep Living?

Is the economic recovery real? 3 stats to watch By Patrick Gillespie @CNNMoney What everyone wants to know is if the economy is truly better. Is this recovery “for real”? There is so much data on…

Breaking News! Private Mortgage Insurance Has Been Effectively Eliminated

There are many phrases in life that when uttered immediately evoke a fearful response. Phrases like “last call”, “consult your doctor”, “I need to talk to you”, and “you’re the father”. “Private…

It’s The Little Things

It’s been a hot summer here in San Diego. In fact, the hottest in 118 years. I don’t expect any other part of the country to feel sorry for us because last winter was phenomenal here when the rest…

Hillary N., “Its My Forever Home! Its Everything That We Were Looking For!” Celebration & Testimonial of The GreenHouse Group

Hillary got what she deserved. And it could happen to you next! Hillary’s Celebration & Testimonial of The GreenHouse Group. Volume 14 www..GreenMeansGrowcom 1(858) 863-0261 591 Camino De La Reina…

Are We In A Buyers Market?

Are we in a buyers market? I know it’s hard to imagine since it seems like forever since those words have been uttered. The relentless competition out there for every home listed for sale makes it…

HUD Mortgage Insurance Reductions

HUD mortgage insurance reductions will be rolling out this fall and as a person who currently has an FHA loan and pays a hefty MI premium every month I know I’m interested to see if I qualify for…

Shark Week!

Shark week has come and gone for 2014 and thankfully here in San Diego we all still have our limbs intact. Other enhancements to our well-being are in the home-loan lending world as lenders are…

Good News! Waiting Period for Discharged Mortgage Debt Reduced

Effective Immediately: If a mortgage debt has been discharged through bankruptcy, even if a foreclosure action is subsequently completed to reclaim the property in satisfaction of the debt, the…

[Google Hangout] The Zillow Trulia Merger … What Does This Mean To You?

Credit-Worthy Borrowers on the Sidelines?

Occasionally we find ourselves in unexplainable situations earnestly looking for answers and what we find is a series events that lead to these situations but they don’t necessarily provide any…

Financing up to 90% Loan-to-Value – NO Mortgage Insurance

The GreenHouse Group is excited to announce we now offer conventional financing up to 90% LTV with no Private Mortgage Insurance. The loan structure is a 1st & 2nd combo using our available…

Yes! We Do Government Loans

Yes! We do government loans. I was at a friend’s home on the 4th of July who asked me what the minimum down payment requirement is for a home purchase here in San Diego. He was surprised to hear…

Are All The Refinances Done?

Like all broadcasting economic reporting is done at the macro level. This is because those doing the reporting want to capture as many listeners and readers as possible. Most of the time most of…

2014 – Halfway There

Today means we are officially halfway there and close the first half of 2014. So what have we learned so far about the housing market this year? Well, just like Carmen’s next child it has been a…

Unlocking Financial Freedom: Discover the Best Time to Repair Your Credit⁣

Are you tired of financial stress and feeling trapped by bad credit? If so, it’s time to unlock your financial freedom by repairing your credit. A good credit score is essential for obtaining…

David & Heather, “Thanks for teaching us how to be successful.” Testimonial of Jesse Ibanez & David Hughson f/ The GreenHouse Group

David & Heather got what they deserved. And it could happen to you next! David & Heather’s Celebration & Testimonial of The GreenHouse Group. Volume 14 www..GreenMeansGrowcom 1(858) 863-0261 591…

Many potential homebuyers don’t realize they don’t need a big down payment

Many potential homebuyers overestimate the size of the down payment required to finance a home purchase, according to Fannie Mae exec Christina Boyle. On average, consumers believe they need 11 to…

The Truth About Down Payment Assistance and What To Do About It

I meet a lot of people interested in Down Payment Assistance programs but don’t know where to start. Here is the truth about down payment assistance and what to do about it. Down payment…

3 Ways to Increase Purchase Power

Need a loan to purchase a home? The journey to home ownership starts with a loan conversation. While I know it’s hard to resist the easy access to real-estate websites with their color photos…

Interest Rates Hit Their Lowest Levels

Interest rates hit their lowest levels The average interest charged to borrowers for a 30-year, fixed rate loan fell to 4.21% from 4.29% last week, according to Freddie Mac’s weekly mortgage rate…

How To Shop For a Loan

Every week I get a call from someone who would like for me to quote them an interest rate over the phone. While I’m happy to provide this information I know once I do it will be the last time I…

Where You Get Your Home Loan Matters

Whether buying or refinancing everyone needs a mortgage plan. Where you get your home loan matters and here’s why. There are Fannie Mae guidelines, Freddie Mac guidelines, and Federal Housing…

Brett & Berna’s Celebration Day & Testimonial “From Short Sale to DREAM HOME!”

Brett & Berna got what they deserved. And it could happen to you next! Volume 14 www..GreenMeansGrowcom 1(858) 863-0261 591 Camino De La Reina #103 San Diego, CA 92108 Brett & Berna’s Story of…

Nearly 2 million homeowners no longer ‘seriously’ underwater

By Les Christie @CNNMoney NEW YORK (CNNMoney) Surging home prices have helped nearly two million homeowners get back above water on their mortgages over the past year. During the first quarter…