#david-hughson
Every Field Note tagged #david-hughson. 142 posts · page 3 of 6.
← Back to all Field NotesGetting A Mortgage May Take Longer Under New Rules
Diana Olick | @DianaOlick Monday, 5 Oct 2015 | 12:47 PM ET The goal is to make the mind-numbing mortgage process much easier for consumers to understand. It’s called Know Before You Owe, which…
The Quickest Way To Boost Your Purchase Power
Home ownership levels are as low today as they were in 1967. One of the big differences between that year and present day is that the median income nationwide was only 1/2 the cost of the median…
What Happens If The Fed Raises Rates?
If the Fed raises rates a quarter point, that does not directly correlate to a quarter-point increase in mortgage rates. The average rate on the 30-year fixed loosely follows the direction of the…
Half of First Time Home Buyers Are Not Pre-Approved
Reported by The National Real Estate Post on July 14, 2015 Experian reports that 67% of future home buyers are not pre-approved. This is both unbelievable and understandable. It’s unbelievable if…
Tick Tock. Is 35 The New 25?
From: Down Payment Resource http://downpaymentresource.com/tick-tock-is-35-the-new-25/ Delaying life events like getting married and having children is a real thing—and it matters in housing…
Return Buyers: Housing’s Next Boom
DAILY REAL ESTATE NEWS Over the next five years, the housing market will see around 1.5 million eligible return buyers jump back into home ownership. These return buyers, nicknamed ‘boomerang…
No Landlord History Required
Recently we got a big lending guideline enhancement when we learned Fannie Mae would no longer require 30% equity in a departing residence when converting that departing residence into a rental…
Where Rents Are Rising The Fastest
By Kathryn Vasel and Tal Yellin of Money.CNN Rents rose 4.3% nationwide in May, according to Zillow, but some cities are experiencing much faster growth. The data is for median rents in May…
Starting A New Job Or Relocating?
Did you know we can close on your home purchase WITHOUT a 30-day paystub? If you have started a new job or are relocating within the same field (similar salary) and starting a job within 30 days…
Credit Cards Can Be Paid Off And Remain Open
In previous posts I’ve mentioned lenders are slowly loosening the death grip they have on credit guidelines. Just this week more lending guideline enhancements were recently released from Fannie…
The One Thing You Must Know Before Getting An Equity Line
With home values now back at pre-crash levels, foreclosures at lower than pre-crash levels, and the safest lending environment we’ve ever seen lenders are bringing back some of the old loan…
10 Ways To Get That Down Payment
Many people have the good income, great credit history, and a manageable amount of debt they need to qualify for a home loan. What many don’t have is the down payment. Even at a minimum down…
3 Misunderstandings About Qualifying Income For A Home Loan
This week I’d like to highlight 3 misunderstandings people have about qualifying income when applying for a home loan. The three I’m including today are the minimum amount of work history needed…
87% of Homes Qualify For Down Payment Assistance
I attended a home buyer webinar last week that was aimed at helping Mellenials move from renting into home ownership. The presenters stated that 46.9% of renters aged 25-34 can afford to own a…
Increasingly Popular Tax Credit Provides Homebuyers Up To $2,000 Per Year
Originally posted on May 7 on http://downpaymentresource.com/news/ With thousands of diverse homebuyer programs available across the country, it can be overwhelming to understand how each one…
Two Home Loans You Must Consider
Did you know only 9% of home owners stay in their home or keep their loan for ten or more years? Did you also know 94% of home-loan applications are for 30-year fixed mortgages? With 30-year fixed…
Jesse’s Secret Stash: Episode 33 | The GreenHouse Group on Down Payment Assistance
Episode 33 | The GreenHouse Group on Down Payment Assistance Have you thought to yourself, I can’t afford to buy a home yet? We’ll i’ll bet that your wrong! Tune into this weeks episode to hear…
Free Home Buyer Class
From downpaymentresource.com MILLENNIALS AND MISINFORMATION More housing studies on millennials are out (cue our not surprised face). First-time homebuyer participation in home sales has been at…
The One Thing You Must Do Before You Buy Or Refinance
Before you close escrow there is one thing you must do before you buy or refinance. That one thing is to find out if your home is located in an identified census tract. This is done through The…
The One Thing All Self Employed People Need to Know
Almost all loans fall into two categories: Government and conventional. Government loans are further subdivided into either VA (Veteran Administration) loans for our active and inactive military…
Immediate Credit Score Improvement
In addition to an active purchase market we are in the middle of a mini refinance boom right now. Many people are looking to take advantage of their home’s appreciation and the super-low interest…
Jesse’s Secret Stash: Episode 29 | Jeremy Beck & David Hughson on The GreenHouse Group
Episode 29 | Jeremy Beck & David Hughson on The GreenHouse Group We Got The GreenHouse Group In The House! Jeremy Beck, Co-Owner of The GreenHouse Group as well as Mortgage Planning Expert, comes…
#GreenMeansGivingBack | “Animal Rescuers Without Borders” | The GreenHouse Group’s April Charity
TheGreenHouseGroupSanDiego #GreenMeansGivingBack | "Animal Rescuers Without Borders" | April’s Charity Winner! Every month we’re going to donate $100 – per successful home purchase, home sale &/or…
STUDENT LOAN DEBT AND THE REAL ESTATE MARKET
Written by Bob Hunt on Monday, 20 April 2015 What we know for sure is that there is a lot of student loan debt out there. What we know or believe with less certainty is what kind of effect that…
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