Buyer Strategy
How to buy without getting bulldozed. Playbooks for first-timers, move-up buyers, and skeptics.
Vintage Flea Market
I came across something new that I haven’t blogged about before and I’m excited for you vintage lovers out there! Coming at the end of this month, on June 28th, 2015 is the Vintage Flea Market San…
Free Home Buyer Class
From downpaymentresource.com MILLENNIALS AND MISINFORMATION More housing studies on millennials are out (cue our not surprised face). First-time homebuyer participation in home sales has been at…
Home Loans For Mellinals – 4 Things You Need To Know
Home Loans For Mellinals – 4 Things You Need To Know Thirty five or under and don’t think you can qualify for a home loan, I got 4 simple things that can determine weather or not you could qualify…
5 of the Best Things You Can Do To Get Ready To Buy
CBS recently posted an article about the affordability of homes in America. Sometimes when I meet a client that wants to buy a home, they simply aren’t ready yet. And that’s ok! I love helping…
The One Thing All Self Employed People Need to Know
Almost all loans fall into two categories: Government and conventional. Government loans are further subdivided into either VA (Veteran Administration) loans for our active and inactive military…
Immediate Credit Score Improvement
In addition to an active purchase market we are in the middle of a mini refinance boom right now. Many people are looking to take advantage of their home’s appreciation and the super-low interest…
STUDENT LOAN DEBT AND THE REAL ESTATE MARKET
Written by Bob Hunt on Monday, 20 April 2015 What we know for sure is that there is a lot of student loan debt out there. What we know or believe with less certainty is what kind of effect that…
Hidden Cost of Waiting To Buy
I meet with lots of buyers every week and many are ready to jump in right away. But some think they might wait for home prices to “come back down”. I’m of the opinion that nay philosophy is the…
Where Down Payments Are Lowest
The average down payment for a home in 2014 was 14 percent, or an average of $32,141, according to a new report by RealtyTrac. That’s a pretty steep figure for a first-time homebuyer. In real…
Buy a Home Now…..or Wait? Any risk?
Not sure whether to buy a home now or not? Should you pay down your revolving debt before looking for a home to buy? How much do you need for a down payment and closing costs? Do you have too many…
What April 15th Means To Your Escrow
We are two weeks away from the annual tax-filing deadline and there is no deadline quite like April 15th. Maybe it is because it’s the one deadline we all share on the same day. While we all feel…
First Time Home Buyers? Maybe?
Sometimes I get this call – “I think we want to be First Time Home Buyers? Maybe?” That says it all. Sometimes my clients-to-be don’t know where to start. They certainly don’t want to walk into a…
Urban Renaissance in Downtown San Diego
If you’ve been in downtown San Diego in the past few months, you may have noticed a lot of construction projects underway. Downtown boosters are calling it an urban renaissance. I’ve recently…
Worst Cities To Be A Renter
Renters across the nation are being squeezed by rising rents and stagnant wages. By Ben Rooney @ben_rooney New York City and the surrounding area has seen the most dramatic increase, with rents up…
Boost Your Purchase Power By Using Your Current Pay Stub
When pre-approving people for home loans they are often frustrated by the strict income underwriting guidelines. This is because an individual’s monthly income may include income that is…
Supplemental Property Tax Bill – What to look out for
Have you ever heard of a Supplemental Property Tax Bill? Well, as a new home owner you will! But before you get surprised by it, here’s what you need to know: What is it? In California your…
Do Statistics Tell The Truth?
Do statistics tell the truth? Check out the article below and then click on my name to find out the real scoop here in San Diego. By Ana Swanson March 8 This post comes via Know More, Wonkblog’s…
The Mortgage Insurance Killer
Remember the good-old-days of using a second loan to eliminate mortgage insurance? If you have sought out home financing for a purchase or refinance within the last seven years you may not. That’s…
The Best Places to Live in San Diego
San Diego Magazine compiled a list of the greatest areas in San Diego to live, based on certain criteria. According to the magazine, …IF YOU WANT TO RIDE YOUR BIKE SAFELY AROUND TOWN: Carlsbad…
70% Of Buyers Are Unaware Of Down Payment Assistance Programs
This is actually nothing new. Down payment assistance programs have been around a long time and very few people take advantage of them. What is new is how many programs there are at the local…
Low down payments make a comeback
Borrowers who have steady income and good credit, but not much money in the bank, will find that it recently became easier to buy a home. By Mark Fahey @CNNMoney Down payment requirements, which…
What FHA and VA Buyers Need To Know
Thanks to some of my wonderful news clients that are FHA approved home buyer’s, the topic of finding an “attached” home, aka; Condo or Townhome, came up recently. I figured that if they had…
New Rule Saves FHA Borrowers Hundreds of $
Last week I wrote about the recent announcement that FHA would be lowering the MI premiums, it’s simply icing on the cake to hear the most recent news. (click here to see that video / article)…
Tax Filing Strategy #3 – No Strategic Tax Filing Allowed
Last year at this time a client of mine who’s family was growing wanted to purchase a bigger home. This client was a business owner and like every dutiful business owner should do he wrote off…
Move from reading to doing.
Book a consult with the GreenHouse Group.