Buyer Strategy
How to buy without getting bulldozed. Playbooks for first-timers, move-up buyers, and skeptics.
Finding The Perfect Home. Tips For Buying A House.
Have you ever stepped into a house that had all of the features you were looking for, the granite counter tops, bamboo floors, energy efficient solar panels, pool, etc., but still found yourself…
Seller Market and Multiple Offers
Seller Market and Multiple Offers. The GreenHouse Group is your source for answers for all your Real Estate and Mortgage Loan questions.
Are You Calling The Shots?
If you are a home buyer and are receiving help financially from a family member let me first say, you should consider yourself very lucky! I’d almost go so far as to recommend buying a place with…
I just bought a house, now what?
I just bough a house, now what? Here at The GreenHouse Group we have you covered. You have made it this far in your process, and now that you are moving, you should get these 5 things in order to…
No Landlord History Required
Recently we got a big lending guideline enhancement when we learned Fannie Mae would no longer require 30% equity in a departing residence when converting that departing residence into a rental…
A Loan for All Cash Buyers?
Many folks would love to be “That Guy” (or gal) that roles up on a property and beats out all other offers because the buy it with all cash. Now some people just have the cash, and that’s great…
Help! My Appraisal Came In Low…
After agreeing on a purchase price and getting into escrow, many of my clients have questions about the appraisal. What if it comes in high? What if it comes in low? Who pays for the appraisal?…
Starting A New Job Or Relocating?
Did you know we can close on your home purchase WITHOUT a 30-day paystub? If you have started a new job or are relocating within the same field (similar salary) and starting a job within 30 days…
Help! My Home Inspection Report Is Overwhelming!
For many people, going through an home inspection can be overwhelming and scary. And while it’s necessary when buying home, to make sure you know as much about the property as possible before…
3 Things You NEED To Know When Using Gift Funds
3 Things You NEED To Know When Using Gift Funds Thinking about using gift fund to help towards buying a home? Well, I have three things you need to know before getting those gift funds. Lenders…
New Loan Rule Makes Buying Your Next Home Easier
When you own a home, it can sometimes feel difficult to figure out how to buy your next home. The most common challenge is that you already own a home with a loan, and you have to payoff that…
Credit Cards Can Be Paid Off And Remain Open
In previous posts I’ve mentioned lenders are slowly loosening the death grip they have on credit guidelines. Just this week more lending guideline enhancements were recently released from Fannie…
3 Major Differences Between Purchasing a House and a Condo!
3 Major Differences Between Purchasing a House and a Condo! Looking to purchase a house or a condo? Well I have three “Must Knows” before you write that offer. There are a three major differences…
The other No Down Payment Loan
Most people are familiar with the idea that a veteran can borrow to buy a home with no money down. That’s amazing, but only if you’re a veteran right? Did you know that there are other ways to buy…
That Pesky Slope in Your Backyard
When I’m out showing homes I can’t keep track of how many times clients and I come into the backyard of a home and they find themselves stumped on what they are going to do with it. That’s because…
Greece Lightening – and How To Avoid The Backlash
With the debt crisis in Greece continuing, you might wonder how that will effect us here in the US. Well in terms of Mortgage Rates it’s had quite an effect. Simply put, the uncertainty of the…
10 Ways To Get That Down Payment
Many people have the good income, great credit history, and a manageable amount of debt they need to qualify for a home loan. What many don’t have is the down payment. Even at a minimum down…
3 Misunderstandings About Qualifying Income For A Home Loan
This week I’d like to highlight 3 misunderstandings people have about qualifying income when applying for a home loan. The three I’m including today are the minimum amount of work history needed…
Down Payment Assistance is Easier Than You Think
When I meet with clients for the first time, most of them, of course, are excited about the idea of Down Payment Assistance (DPA). However, as soon as they start learning that there are income and…
The Importance Of A Pre-Approval
The Importance Of A Pre-Approval On a Purchase, being Pre-Approved can be the difference between you getting your home and you falling out of Escrow. Especially in today’s market, where you have…
87% of Homes Qualify For Down Payment Assistance
I attended a home buyer webinar last week that was aimed at helping Mellenials move from renting into home ownership. The presenters stated that 46.9% of renters aged 25-34 can afford to own a…
Your Rent is Probably Going Up
Your Rent is Probably Going Up. A recent report by the National Low Income Housing Coalition found that all over the US rents have become less affordable. To rent a 2 bedroom apartment one needs…
Increasingly Popular Tax Credit Provides Homebuyers Up To $2,000 Per Year
Originally posted on May 7 on http://downpaymentresource.com/news/ With thousands of diverse homebuyer programs available across the country, it can be overwhelming to understand how each one…
Rents Become Less Affordable in San Diego
A recent report by the National Low Income Housing Coalition found that all over the US rents have become less affordable. To rent a 2 bedroom apartment one needs to make an average hourly wage of…
Move from reading to doing.
Book a consult with the GreenHouse Group.