Mortgage Planning
A plan, not a pitch. Mortgage planning content for buyers, homeowners, and refinancers.
Take Cash Out Without The Cash Out Rate Hit
There are more and more housing reports telling us that most markets around the country have recovered from the last housing crash of 2007-2009. With values back in the black many homeowners will…
New Benefit for Military Veterans – The Exchange Expands!
Great News! The Military Exchange has expanded to allow more Veterans to take advantage of the benefits. As a Military Home Loan Specialist I help Veterans and their families with the loans for…
The BEST WAY to access your Home Equity is
The BEST WAY to access your Home Equity is
HELOC alternative – No Payments for 30yrs
Alternatives to HELOCs and Reverse Mortgages. What if I told you that you could borrow money, and not have any payments due for 30yrs? Too good to be true right? Well maybe not! We now have new…
One Thing You NEED To Know Before Pursuing Down Payment Assistance
One Thing You NEED To Know Before Pursuing Down Payment Assistance Down Payment Assistance programs (or DPA’s) are similar to a lot of great ideas, they sound great in theory but as you start to…
Student Loan Refinance with No Penalty
There’s a brand new loan out there that let’s you payoff your student loans without the typical penalties! Well, to explain the benefits of this loan we first need a little background. Normally…
Do You Qualify For A Down Payment Program? Here’s How To Find Out
Source: Down Payment Resource Did you know the average down payment assistance benefit is more than $8,000? That could be a major jump start to buying your first (or next!) home. And, who wouldn’t…
Week 4 – VA Loans
Week 4 – VA Loans VA loans are a great loan program for our active and past military veterans. It allows for as little as 0% down, lower Fico, For more information to see if this loan is right for…
Week 3 – FHA Highlights
Week 3 – FHA Highlights As we move throughout this video series, we discover that FHA has some advantages and disadvantages, but one thing is for sure, there extended lending parameters are great…
2017 County Loan Limits
2017 County Loan Limits 2017 County Loan Limits are up! Over the past couple of years our loan limits were set as follows: $417,000 for a conforming loans, and $580,750 for what is typically…
Week 2 – FHA Rates & MI
Week 2 – FHA Rates & MI As we move another week into the series comparing loan programs, we continue to explore the Pros and Cons of FHA. This week, in this video, i talk a little bit about the…
Week 1 FHA Basics
Week 1 FHA Basics Welcome too the first video installment on a 10 part series. This video is an introduction to FHA loans, and what they are. FHA loans are Federally insured loans that are geared…
Your Last Chance To Grab A Low Interest Rate This Year
This year we’ve seen very low interest rates. In September we saw them match the lowest rates in history which was back in May of 2013. Have you noticed lately rates are steadily creeping up?…
The Skinny on Mortgage Insurance
The Skinny on Mortgage Insurance Did you know that any time you put less than 20% down, loans will carry some form of Mortgage Insurance? This is true for all loans except for VA Loan products…
FHA for First Timers Only?!
FHA for First Timers Only?! Think FHA is for first time home buyers only? Think again. FHA is a great loan option for people with low down payment, recent major derogatory events, and those who…
Waiting For Rates to Drop? Now’s the Time!
Waiting For Rates to Drop? Now’s the Time! Waiting for Mortgage Rates to drop before pursuing a refinance? Well wait no longer my good friend, now is the time to refi! After the whole Brexit…
One Thing You Need To Know About Interest Rates
The one thing you need to know is that rates could go lower. While that may be hard to believe there are some economic forecasters who are predicting a recession within the next 2-3 years which…
3 Ways To Access Your Home’s Equity
Home equity has rebounded. While the U.S. housing market hasn’t completed its rebound, most home values have been rising steadily. That’s certainly good news for homeowners! CoreLogic, a leading…
Rent Your Pad on AirBnB? 3 Things You Need to know Before You Refi
Rent Your Pad on AirBnB? 3 Things You Need to know Before You Refi 05/02/2016 Renting your house or condo out on AirBnB is a great way to bring in a little extra cash to help pay for the mortgage…
The New Update You Need To Know About Your Hero Loan
The New Update You Need To Know About Your Hero Loan Hero Loans were a great idea when they came out. They still are. But like most things, they don’t always go according to plan. Recently I…
Buying Multiple Units As An Owner Occupied Property
Having see-through vision is not just for Superman. We all have this power but it’s only when we move forward with some intention to execute that vision that we see it’s profound impact. When it…
Time to Update Your Pre Approval
Time to Update Your Pre Approval Most of you who have been out there shopping for a little bit, are most likely shopping on a pre-approval based off 13′ and or 14′ taxes. Well now that the 2015…
Rate Shopping – 2 Things You Need To Know
Rate Shopping – 2 Things You Need To Know Scott Van Vugt here at the GreenHouse Group, and if you are out there comparing rates I have 2 things you need to know before making a decision. If you…
Interest Rates & Real Estate
Well, as they say, history has a way of repeating itself! In my last blog post before the Fed raised interest rates, https://thegreenhousegroupinc.com/the-fed-mortgage-interest-rates/ I had…
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