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#GHGPumpkinPatch2015 | Thank You For Coming To Our Party!

Get In The Investing Market With Less $$$ Down!

Get In The Investing Market With Less $$$ Down! Are you looking to break into the investor side of the Real Estate Market, but don’t have a ton of cash to put down on the property? Fear not, we…

#GreenMeansGivingBack | October 2015 Nominations

Green Means Giving Back is a monthly event held by your friends over here at “The Green Team.” Here at The GreenHouse Group we strive leave people better than we found them, and what better way to…

IMPORTANT Minimum Borrower Contribution Reduced

As consumer demand continues to peck away at the tight lending guidelines Freddie Mac announced an important minimum borrower contribution reduction that I’d like to highlight this week. Freddie…

Mello Whaaat? What are Mello Roos?

When a new community is built, living quarters are not the only buildings that are built; parks, recreations, schools, roads, commerce are constructed as well. The construction is financed through…

Hidden Gems, Tide Pools, Ocean Beach, CA

Craig@GreenMeansGrow.com

TRID Update

TRID Update For those of you in the know, TRID is in reference to the new lending guidelines. And so far we are one week into our new guidelines and sailing seems smooth. Know, if you are a Real…

Should I Get Pre-Approved Before Starting To Look For A House?

[iframe id=”https://www.youtube.com/embed/q4GdRLlofD4″]What’s up guys, here’s another informational video. This one goes out to all of those people out there who do not want to get pre-approved…

Getting A Mortgage May Take Longer Under New Rules

Diana Olick | @DianaOlick Monday, 5 Oct 2015 | 12:47 PM ET The goal is to make the mind-numbing mortgage process much easier for consumers to understand. It’s called Know Before You Owe, which…

Embrace the Rain when Shopping for a Home

Whether you love the rain or can’t stand it, embrace the rain when searching for a home. The rain can be a big help in identifying potential problems with a home that would otherwise remain hidden…

The Quickest Way To Boost Your Purchase Power

Home ownership levels are as low today as they were in 1967. One of the big differences between that year and present day is that the median income nationwide was only 1/2 the cost of the median…

To Go Green…or Not

What does it mean to be Green? Conserving water? Recycling? Tearing out your grass and replacing it with Artificial Turf? We are told so many things by so many people, but who is right? Well, me…

What Happens If The Fed Raises Rates?

If the Fed raises rates a quarter point, that does not directly correlate to a quarter-point increase in mortgage rates. The average rate on the 30-year fixed loosely follows the direction of the…

New Changes With FHA That Might Change Your Pre-Approval!

New Changes With FHA That Might Change Your Pre-Approval! FHA has recently issued a number of changes on their existing guidelines. This means they’re going to look at things like income a little…

Half of First Time Home Buyers Are Not Pre-Approved

Reported by The National Real Estate Post on July 14, 2015 Experian reports that 67% of future home buyers are not pre-approved. This is both unbelievable and understandable. It’s unbelievable if…

How to Keep Your Tax Base When Selling Your Home And Buying A Replacement

I was holding an open house this weekend where I met a couple who express how much they’ve dreamed of selling their current home and buying another but don’t do it because they are afraid their…

Villa Montezuma – One of Sherman Heights Historical Gems

It is described as a glorious example of eclectic late 19th century Victorian/Queen Anne architecture, a crown jewel of the era which earned it a historical site standing by the city of San Diego…

Tick Tock. Is 35 The New 25?

From: Down Payment Resource http://downpaymentresource.com/tick-tock-is-35-the-new-25/ Delaying life events like getting married and having children is a real thing—and it matters in housing…

New Loan Program to HELP Home Buyers

New Loan Program to HELP Home Buyers Fannie Mae has rolled out a new loan program called “HOME READY.” Now I must admit upfront that I have some serious misgivings about this program but, I think…

Return Buyers: Housing’s Next Boom

DAILY REAL ESTATE NEWS Over the next five years, the housing market will see around 1.5 million eligible return buyers jump back into home ownership. These return buyers, nicknamed ‘boomerang…

Should I Use A Real Estate Agent When Buying A House? Why?

So you don’t want to hire an agent because you don’t want to deal with another salesman? I get it, but guess what? Unless the Seller of a property wants to negotiate directly with you, using an…

Seller Market and Multiple Offers

Seller Market and Multiple Offers. The GreenHouse Group is your source for answers for all your Real Estate and Mortgage Loan questions.

Why TRID Is Going To Extend Your Escrow!

Why TRID Is Going To Extend Your Escrow! That’s right. TRID is coming and it’s going to extend your Escrow process. Now most of you are probably thinking, “I don’t know what this TRID nonsense is…

Are You Calling The Shots?

If you are a home buyer and are receiving help financially from a family member let me first say, you should consider yourself very lucky! I’d almost go so far as to recommend buying a place with…