#the-greenhouse-group
Every Field Note tagged #the-greenhouse-group. 340 posts · page 14 of 15.
← Back to all Field NotesQualified Mortgage and Ability to Repay
We’ve been talking about Qualified Mortgage and Ability To Repay for a year and it’s finally here. For this week’s post I wanted to highlight the most important changes to conventional financing…
Hints for Home Owner’s: Annual Home Maintenace Ideas
Like most of us, the average person starts the new year off with a list (or maybe just one,) of new year’s resolutions that usually include personal health and growth type’s of goals. But many of…
U.S. postpones 2014 hike in mortgage fees
By Les Christie @CNNMoney Planned fee increases that would have added to the cost of millions of mortgages will be postponed. Currently, borrowers seeking loans backed by Fannie Mae and Freddie…
How FHA Lower Loan Limits for 2014 effect San Diego, Orange County and Los Angeles
Lately we’ve been talking about the changes coming in the new year that will have the largest impact on our clients. Today I wanted to put some real numbers around that change and discuss how FHA…
Thinking About Buying a Home? 8 Questions to Ask Yourself
For many first-time home buyers, the idea of buying a home starts simply with an idea. Maybe it comes around the first of every month, when writing that rent check to your landlord. Or maybe it’s…
Big Changes Coming in 2014
It appears that many of the lending predictions and forecasts we’ve read about over the last 3 years finally took root in the second half of 2013. The big one of course was rates rising. I…
Carmen’s Top Picks: Homes for Sale in Chula Vista
Another installment of my Top Picks for this week! The four homes I’ve chosen for this week are all located in Chula Vista, west of the 125, and offer great neighborhoods, large square footage…
Carmen’s Hot Picks of the week: 5 Homes in Chula Vista
The market has slowed down just a bit which is typical around the holidays. That means, the number of homes available compared to the usual frenzy of buyers is for the first time in a while, to…
Josh & Erin’s Testimonial: Working with us, in their own words…
Every so often you come across a couple who is so laser focused on what they want, where they want to get it and WHY they want it in the first place that the stars *literally* align, and we end up…
Ready for the Holidays? Neighborhood Celebration is Coming!
The December South Park Walkabout is coming soon, and this year, they’ve added something new. On December 1st, the First Light Ceremony will be held at 6:00 pm. On Grape Street Square the…
Home Prices Continue to Climb
By Chris Isidore @CNNMoney October 29, 2013: 9:28 AM ET NEW YORK (CNNMoney) Home prices posted the largest annual gain since housing bubble days in August, although the month-over-month gain…
When Does My Mortgage Insurance Cancel?
One by-product of the banking crises and subsequent mortgage meltdown that started in 2007 was the elimination of second lien financing for loan-to-values exceeding 80%. This meant the return of…
VA Recognizes Same Sex Marriage
The VA has announced that beginning immediately it will abide by the presidential mandate to recognize same sex marriage. Prior to this decision, only veterans and a legal spouse could be…
Thanksgiving is Near – Give Back This Year
Well…the holidays are officially upon us. Now that that Halloween has passed, the next big occasion for most of us is Turkey Day. And while I like to scarf down more food than my belly can handle…
Two Things You Must Know About Credit Before You Buy a Home
The Hardest and Easiest Home Loans to Get By: Chris Birk It seems the Great Thaw may be upon us. Credit score requirements have loosened in recent months, a sign that at least some mortgage…
North Park’s New Neighborhood Restaurant – Craft Beer and a Kids Area?
We all know how far North Park has come and that it’s residents range from hipsters to 70 year old home owners. Who falls in between that wide range? Young families of course and the new…
Stated Income Loans are back! Just in time for Halloween
Well, just in time for Halloween – something scary for all of you who remember our recent history – Sated Income Loans are back! You may remember that a stated income loan allows one to qualify by…
Downtown San Diego – The Headquarters at Seaport Village
Located on the waterfront of downtown San Diego, Seaport Village, a favorite among both locals and tourists, is getting a face lift. Scheduled to open next month, The Headquarters at Seaport…
Unintended Consequences
The implementation of the Qualified Mortgage guidelines (aka QM loans) is now two months away and set to begin in January of 2014. According to the CFPB (Consumer Financial Protection Bureau) here…
Why Credit Dispute Items on your Credit Report can Hurt not Help – 3 Easy Steps for Removal
In an effort to clean up their credit, many folks Dispute items on their credit reports. That’s a common method for fighting things that you feel you do not owe or shouldn’t be on your report. But…
Eliminating Conventional Financing With 3% Down Means Buyers Will Pay More
Fannie Mae has eliminated the 3% down financing option and now requires a minimum of 5% down. This will push buyers towards FHA loans which will increase their closing costs and monthly payments…
Urban Living – With Backyard Chickens
Here at The GreenHouse Group, we recently sold a home to a family in the heart of San Diego – literally a mile or two east of downtown. This cute, craftsman home is nestled snugly among the…
Mortgage Brokers Offer Closing Cost Credits That Banks Don’t
By Kenneth R. Harney – NAMB Government Affairs WASHINGTON — The government shutdown and the debt limit have dominated the headlines, but a behind-the-scenes fight over federal mortgage policy has…
Golden Hill Street Fair – Historical Neighborhood Invites You Over…
We all know how neighborhoods can go from zip to hip and Golden Hill is no exception. It has the unique combination of history – think Villa Montezuma (ok, that is technically Sherman Heights, but…
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