#the-greenhouse-group
Every Field Note tagged #the-greenhouse-group. 340 posts · page 12 of 15.
← Back to all Field NotesMortgage Planning, Step 1: Discovering Your Why
Whether you’re purchasing or refinancing, finding out where to start can sometimes be the toughest part. Let’s say you are a first time home buyer. You may want to buy, but don’t know for how much…
The Power of Productivity
Welcome to the first of 10 part blog post to come. STOP & THINK for a moment about your typical workday. Do you wake up tired? Check your e-mail before you get out of bed? Skip breakfast or grab…
How To Shop For a Loan
Every week I get a call from someone who would like for me to quote them an interest rate over the phone. While I’m happy to provide this information I know once I do it will be the last time I…
Rock ‘N’ Roll Marathon
Boston Marathon champion Meb Keflezighi will participate in the Suja Rock ‘n’ Roll San Diego Marathon & 1/2 Marathon to benefit the Leukemia & Lymphoma Society on Sunday, June 1. Returning to his…
Money Saving’s May
You probably know that certain things are cheaper at certain times. Whether you’re buying airfare, dining out, or shopping online, there is often a “best time to buy“. A bit of planning can save…
Where You Get Your Home Loan Matters
Whether buying or refinancing everyone needs a mortgage plan. Where you get your home loan matters and here’s why. There are Fannie Mae guidelines, Freddie Mac guidelines, and Federal Housing…
The Road to Your New Home – A Loan Series
Over the next several weeks, I will be going over the steps in purchasing a new home, from the home finance perspective. I will discuss every major step along the way, from the very beginning (the…
What’s GREENer than free trees!
We all could use some relaxing time under the shade while breathing fresh oxygen, wouldn’t you agree? …and no, I’m not sending you off to a vacay in the Bahamas, if that’s what you might have…
Online school data and ratings fueling residential segregation
With websites from all different backgrounds giving you up-to-minute information on the exact neighborhoods you’re looking to live in(i.e. school ratings, crime rates, sex offenders, etc.) its no…
Golden Hill Pedestrian Project Underway
Near and dear to my heart, and my home, is the eclectic neighborhood of Golden Hill so nothing delights me more than to see that a long awaited project on 25th St is finally underway. It’s goal:…
Nearly 2 million homeowners no longer ‘seriously’ underwater
By Les Christie @CNNMoney NEW YORK (CNNMoney) Surging home prices have helped nearly two million homeowners get back above water on their mortgages over the past year. During the first quarter…
A San Diegan wins the Boston Marathon!
A local San Diegan man just won the 2014 Boston Marathon! Meb Keflezighi, of Mission Hills, just snapped a 31-year drought and became the first male-winner since 1983 and American winner, period…
Where Does The Current Market Stand and What Does it Mean to Me?
As a Mortgage Planner the number one question I get from people is “how’s the market?”. What people are really wanting to know when they ask that question is “where does the current market stand…
Myths About Short Sales
A short sale can be an excellent solution for homeowners who must sell and owe more on their homes than they are worth. Unfortunately, a number of myths about short sales have developed, and it is…
Get Ready for Non-QM Loans
Remember the second half of 2013 when we were looking forward to the release of the Qualified Mortgage guidelines in 2014? By “looking forward” I don’t mean to suggest we were wanting it. I mean…
Response to @JVolstad: What’s the difference between a Buyer’s Agent and a Seller’s Agent?
What’s the difference between a Buyer’s Agent and a Seller’s Agent? Traditionally, all agents involved in a real estate transaction legally represent the Seller (both the “Listing Agent” and the…
FHAmazing!
How about this scenario; You lost your job, your credit is slowly declining and your house is worth 30,000 less then when you bought it? How good does a refinance sound at this point? Too bad it…
How one homeowner is paying off his mortgage in just eight years
While many homeowners prefer the safety and comfort of the lower monthly payments that come with long mortgage terms, like a 30-year loan, others opt for shorter-term loans that allow them to get…
Make Your Own Luck – Attend Our Next Home Buyer Class
Have you ever noticed the luckiest people in this world are also the ones that work the hardest? There are certainly people who are born into very fortunate circumstances and those at the other…
Get a Buyer’s Agent On Your Side!
It’s no secret that the real estate industry has evolved in numerous ways over the last decade. With the internet, buyers have unprecedented access to property information at their fingertips…
The Return of Adjustable-Rate Mortgages
Memorial Day is in two months. What is significant about that fact? First, it marks one year since we saw interest rates rise. If you remember, as we headed into that Memorial Day weekend of 2013…
First Time Home Buying
Many of the questions surrounding first time home buying revolve around where to start. The best place to start is with your goals for the new home. That will help us as Mortgage Planners, to…
25th Annual EarthFair in Balboa Park
The EarthFair is back at Balboa Park for its 25th annual event on April 27th and is expecting to exceed its average attendance of 60,000 visitors. This event is great for environmentally conscious…
No Mortgage Insurance For Those With Less Than 20% Down – Where is Your Mortgage Plan?
No mortgage insurance for those with less than 20% down? Really? Yessir. In a rate-rising environment we are seeing the evolution of lending reveal how lenders are being more creative and…
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