#the-greenhouse-group

Beat The Heat

If you are like the rest of everyone in this beautiful city of ours, you’ve been sweltering in this current heat wave. Most San Diego homes west of the 15 were not built with air conditioning, so…

It’s The Little Things

It’s been a hot summer here in San Diego. In fact, the hottest in 118 years. I don’t expect any other part of the country to feel sorry for us because last winter was phenomenal here when the rest…

Are We In A Buyers Market?

Are we in a buyers market? I know it’s hard to imagine since it seems like forever since those words have been uttered. The relentless competition out there for every home listed for sale makes it…

10 Questions In 10 Weeks

Over the next ten weeks I will be taking questions on Real Estate and the loan process and answering them every Tuesday morning. These can be questions on any topics varying from when a good time…

Robin Williams Emmys Tribute

The Emmys night had a somber and heartfelt moment when Billy Crystal honored his late pal Robin Williams as the “greatest friend you could imagine” and a “beautiful light” that will “shine on us…

HUD Mortgage Insurance Reductions

HUD mortgage insurance reductions will be rolling out this fall and as a person who currently has an FHA loan and pays a hefty MI premium every month I know I’m interested to see if I qualify for…

Shark Week!

Shark week has come and gone for 2014 and thankfully here in San Diego we all still have our limbs intact. Other enhancements to our well-being are in the home-loan lending world as lenders are…

How to Start a Blog – Step by Step Guide

Starting a blog can be confusing but, creating a blog is extremely easy, and it does not require any coding skills (HTML). In fact, the whole process is somewhat automatic. So whether you are 20…

Short Sale? Right Now Just Might be the Right Time!

Short Sales, they happen. And if they happened to you in the last few years this post is for you. On Aug 15th the seasoning requirement will go from a 24 month period in some cases to a mandatory…

To Sell Or Not To Sell?

To sell or not to sell? Just an example of one of the many questions that creep into your mind when you are thinking of putting your house on the market. It can be a bit overwhelming at times and…

Best of San Diego Party

It’s the most anticipated bash of the year so get your tickets early. The Best of San Diego Party features food samplings, regional fine wine, local craft beer and live entertainment. Always a…

Good News! Waiting Period for Discharged Mortgage Debt Reduced

Effective Immediately: If a mortgage debt has been discharged through bankruptcy, even if a foreclosure action is subsequently completed to reclaim the property in satisfaction of the debt, the…

[Google Hangout] The Zillow Trulia Merger … What Does This Mean To You?

Self Employed? Oh, Do We Have a Loan For You.

Self Employed? Oh, do we have a loan for you. If your one of the many prospective home buyers out there who is self-employed, this post is for you. Recently, we have seen the implementation of…

Zillow to Buy Trulia-playing devil’s advocate

The news in the real estate world is the acquisition of Trulia by Zillow. Many in the business are writing this off as no big deal and believe that it won’t change how they do business (and they…

Jesse Ibanez Wins The ESPN 1700 “Mr. Credit Real Estate Debate”

Here’s the recording of the live broadcast aired on ESPN 1700, streaming live & via podcast on August 1st, 2014. The GreenHouse Group’s Jesse Ibanez, along with broker, author & public speaker…

What You Need to Know About Taxes and Usable Income

What You Need to Know About Taxes and Usable Income Death and taxes. I think you know where I’m going with this. And if you were one of the people that thinks you might have the latter beat, this…

Financing up to 90% Loan-to-Value – NO Mortgage Insurance

The GreenHouse Group is excited to announce we now offer conventional financing up to 90% LTV with no Private Mortgage Insurance. The loan structure is a 1st & 2nd combo using our available…

No MI?! LPMI don’t know what you’re talking about…

For most of you LPMI or BPMI is just one more cluster of capital letters in a sea of acronyms. However, if you are looking into a refinance or purchase, odds are you’ve asked about it. Mortgage…

LeBron James returning to the Cavaliers

LeBron James is going back to the Cleveland Cavaliers. James told Sports Illustrated Friday that he’s decided to go home. It’s a move that would have seemed unfathomable four years ago, after the…

Yes! We Do Government Loans

Yes! We do government loans. I was at a friend’s home on the 4th of July who asked me what the minimum down payment requirement is for a home purchase here in San Diego. He was surprised to hear…

Week 8, Step 7 – Funding, Recording and Something you might not have expected

You’ve sat down with your Escrow Company and signed your final loan docs. They have delivered your signed documents back to the lender and the lender is reviewing the documents for accuracy and…

LaDainian Tomlinson list Poway mansion

Retired NFL tailback LaDainian Tomlinson has listed his mansion near San Diego for sale at $3.495 million. Occupying more than 13 acres within the Heritage in Poway, the Mediterranean-style home…

Are All The Refinances Done?

Like all broadcasting economic reporting is done at the macro level. This is because those doing the reporting want to capture as many listeners and readers as possible. Most of the time most of…