#scott-van-vugt
Every Field Note tagged #scott-van-vugt. 38 posts · page 1 of 2.
← Back to all Field NotesOne Thing You NEED To Know Before Pursuing Down Payment Assistance
One Thing You NEED To Know Before Pursuing Down Payment Assistance Down Payment Assistance programs (or DPA’s) are similar to a lot of great ideas, they sound great in theory but as you start to…
Week 4 – VA Loans
Week 4 – VA Loans VA loans are a great loan program for our active and past military veterans. It allows for as little as 0% down, lower Fico, For more information to see if this loan is right for…
Week 3 – FHA Highlights
Week 3 – FHA Highlights As we move throughout this video series, we discover that FHA has some advantages and disadvantages, but one thing is for sure, there extended lending parameters are great…
2017 County Loan Limits
2017 County Loan Limits 2017 County Loan Limits are up! Over the past couple of years our loan limits were set as follows: $417,000 for a conforming loans, and $580,750 for what is typically…
Week 2 – FHA Rates & MI
Week 2 – FHA Rates & MI As we move another week into the series comparing loan programs, we continue to explore the Pros and Cons of FHA. This week, in this video, i talk a little bit about the…
Week 1 FHA Basics
Week 1 FHA Basics Welcome too the first video installment on a 10 part series. This video is an introduction to FHA loans, and what they are. FHA loans are Federally insured loans that are geared…
10 Week Loan Series – Introduction
10 Week Loan Series – Introduction Join me over the next 10 weeks, where I’ll be discussing the difference between different home loan options such as conventional, FHA and VA. We’ll be looking at…
The Skinny on Mortgage Insurance
The Skinny on Mortgage Insurance Did you know that any time you put less than 20% down, loans will carry some form of Mortgage Insurance? This is true for all loans except for VA Loan products…
Need 20% Down? Nope
Need 20% Down? Nope Think you need 20% Down to buy a home? Think again. And I’m not talking FHA here people, I’m talking conventional loan products. So if you’ve been stashing away cash to save…
Waiting For Rates to Drop? Now’s the Time!
Waiting For Rates to Drop? Now’s the Time! Waiting for Mortgage Rates to drop before pursuing a refinance? Well wait no longer my good friend, now is the time to refi! After the whole Brexit…
Shop Talk – July 1st at Coronado Brewing Company Knoxville
Shop Talk – July 1st at Coronado Brewing Company Knoxville Join us this Friday July 1st at Coronado Brewing Company (Knoxville Location) for our official unofficial meet up! Anyone in the Home…
Competition Top Concern For Home Buyers: How to Stay Competitive
Competition Top Concern For Home Buyers: How to Stay Competitive Home buying is becoming more competitive with a depleting inventory. That means now, more than ever it’s important to write strong…
Rent Your Pad on AirBnB? 3 Things You Need to know Before You Refi
Rent Your Pad on AirBnB? 3 Things You Need to know Before You Refi 05/02/2016 Renting your house or condo out on AirBnB is a great way to bring in a little extra cash to help pay for the mortgage…
The New Update You Need To Know About Your Hero Loan
The New Update You Need To Know About Your Hero Loan Hero Loans were a great idea when they came out. They still are. But like most things, they don’t always go according to plan. Recently I…
FHA vs Conventional – What’s Right For You?
FHA vs Conventional – What’s Right For You? There are a few key differences in FHA and Conventional Financing, and it can be tough to know what the right option is for you if you’re putting less…
Time to Update Your Pre Approval
Time to Update Your Pre Approval Most of you who have been out there shopping for a little bit, are most likely shopping on a pre-approval based off 13′ and or 14′ taxes. Well now that the 2015…
Rate Shopping – 2 Things You Need To Know
Rate Shopping – 2 Things You Need To Know Scott Van Vugt here at the GreenHouse Group, and if you are out there comparing rates I have 2 things you need to know before making a decision. If you…
Taxes – What You Need To Know Before You File
Taxes – What You Need To Know Before You File Looking to buy a home, or looking to Refinance the one you got? Lenders have a different way at looking at expenses on your taxes, and I’ll tell you…
2016 Changes in Lending
2016 Changes in Lending Well here we are at the beginning of another wonderful year, and this year just like last year, we are seeing the county loan limits go up for San Diego county. The High…
Get In The Investing Market With Less $$$ Down!
Get In The Investing Market With Less $$$ Down! Are you looking to break into the investor side of the Real Estate Market, but don’t have a ton of cash to put down on the property? Fear not, we…
TRID Update
TRID Update For those of you in the know, TRID is in reference to the new lending guidelines. And so far we are one week into our new guidelines and sailing seems smooth. Know, if you are a Real…
New Changes With FHA That Might Change Your Pre-Approval!
New Changes With FHA That Might Change Your Pre-Approval! FHA has recently issued a number of changes on their existing guidelines. This means they’re going to look at things like income a little…
Why TRID Is Going To Extend Your Escrow!
Why TRID Is Going To Extend Your Escrow! That’s right. TRID is coming and it’s going to extend your Escrow process. Now most of you are probably thinking, “I don’t know what this TRID nonsense is…
5 Major Things to Avoid That Can Jeopardize Your Pre-Approval
5 Major Things to Avoid That Can Jeopardize Your Pre-Approval Whether you’re shopping for a new home or trying to refinance the one you’re in, if you’ve already been pre-approved I have 5 major…
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