#mortgages
Every Field Note tagged #mortgages. 58 posts · page 3 of 3.
← Back to all Field NotesMortgage Planning, Step 1: Discovering Your Why
Whether you’re purchasing or refinancing, finding out where to start can sometimes be the toughest part. Let’s say you are a first time home buyer. You may want to buy, but don’t know for how much…
Where You Get Your Home Loan Matters
Whether buying or refinancing everyone needs a mortgage plan. Where you get your home loan matters and here’s why. There are Fannie Mae guidelines, Freddie Mac guidelines, and Federal Housing…
Where Does The Current Market Stand and What Does it Mean to Me?
As a Mortgage Planner the number one question I get from people is “how’s the market?”. What people are really wanting to know when they ask that question is “where does the current market stand…
Get Ready for Non-QM Loans
Remember the second half of 2013 when we were looking forward to the release of the Qualified Mortgage guidelines in 2014? By “looking forward” I don’t mean to suggest we were wanting it. I mean…
FHAmazing!
How about this scenario; You lost your job, your credit is slowly declining and your house is worth 30,000 less then when you bought it? How good does a refinance sound at this point? Too bad it…
How one homeowner is paying off his mortgage in just eight years
While many homeowners prefer the safety and comfort of the lower monthly payments that come with long mortgage terms, like a 30-year loan, others opt for shorter-term loans that allow them to get…
The Return of Adjustable-Rate Mortgages
Memorial Day is in two months. What is significant about that fact? First, it marks one year since we saw interest rates rise. If you remember, as we headed into that Memorial Day weekend of 2013…
No Mortgage Insurance For Those With Less Than 20% Down – Where is Your Mortgage Plan?
No mortgage insurance for those with less than 20% down? Really? Yessir. In a rate-rising environment we are seeing the evolution of lending reveal how lenders are being more creative and…
Big Changes Coming in 2014
It appears that many of the lending predictions and forecasts we’ve read about over the last 3 years finally took root in the second half of 2013. The big one of course was rates rising. I…
Unintended Consequences
The implementation of the Qualified Mortgage guidelines (aka QM loans) is now two months away and set to begin in January of 2014. According to the CFPB (Consumer Financial Protection Bureau) here…
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