#loans
Every Field Note tagged #loans. 27 posts · page 1 of 2.
← Back to all Field Notes2017 County Loan Limits
2017 County Loan Limits 2017 County Loan Limits are up! Over the past couple of years our loan limits were set as follows: $417,000 for a conforming loans, and $580,750 for what is typically…
Week 2 – FHA Rates & MI
Week 2 – FHA Rates & MI As we move another week into the series comparing loan programs, we continue to explore the Pros and Cons of FHA. This week, in this video, i talk a little bit about the…
10 Week Loan Series – Introduction
10 Week Loan Series – Introduction Join me over the next 10 weeks, where I’ll be discussing the difference between different home loan options such as conventional, FHA and VA. We’ll be looking at…
The New Update You Need To Know About Your Hero Loan
The New Update You Need To Know About Your Hero Loan Hero Loans were a great idea when they came out. They still are. But like most things, they don’t always go according to plan. Recently I…
Budgeting For Closing Costs
I came across some great information for prospective home buyers regarding the closing costs needed when buying a home. According to Pat Setter over at the Union Tribune, “Closing costs are an…
Are You Calling The Shots?
If you are a home buyer and are receiving help financially from a family member let me first say, you should consider yourself very lucky! I’d almost go so far as to recommend buying a place with…
A Must Know If You’re a W2 Employee
A Must Know If You’re a W2 Employee 2106 Expenses. You may not know them by this name, but you might have them if you’re a W2 employee. And if you’re a W2 employee with 2106 expenses, they may be…
Two Home Loans You Must Consider
Did you know only 9% of home owners stay in their home or keep their loan for ten or more years? Did you also know 94% of home-loan applications are for 30-year fixed mortgages? With 30-year fixed…
Tax Filing Strategy #3 – No Strategic Tax Filing Allowed
Last year at this time a client of mine who’s family was growing wanted to purchase a bigger home. This client was a business owner and like every dutiful business owner should do he wrote off…
What Documents You Need For Financing, And What To Look Out For
Recently someone had asked me what documents you need for financing other than taxes and paystubs? This might seem like an obvious question, but if you haven’t been in the market for a refi or a…
You Inherited A Home, But Can You Keep It?
So you inherited a home, but can you keep it? You’ve never owned a home before and you’re not quite sure what happens next? You got the home, but what about the mortgage that’s tied to it? It’s a…
Fret Not Foreign Nationals We Have a Loan For You!
Fret Not Foreign Nationals We Have a Loan For You! I have a couple of friends who are from Spain and living here on long term Visas. We were having a conversation the other day about rent vs own…
You Can Still Close This Year!
That’s right, whether looking to purchase or refinance you can still close this year. Every December there is a mad dash to get across the finish line by the 31st. And it isn’t just buyers and…
Great News For Borrowers
We are half way through the 4th quarter of 2014 and it looks like mortgage lending will finish the year off strong. Some of the great news for borrowers to celebrate includes that fact that cash…
Autonomy – Our Greatest Gift To You
As a Mortgage Planner I’m familiar with the ever-growing stack of disclosures that our clients must sign when applying for a loan. While these disclosures are for their protection as consumers it…
How much of a down payment do you need? Less than you might think.
Looking to get your foot in the door (of your new home)? If you’re a renter who’s tired of paying someone else’s mortgage, now may be the time to pursue the American dream of homeownership. In…
It’s The Little Things
It’s been a hot summer here in San Diego. In fact, the hottest in 118 years. I don’t expect any other part of the country to feel sorry for us because last winter was phenomenal here when the rest…
Self Employed? Oh, Do We Have a Loan For You.
Self Employed? Oh, do we have a loan for you. If your one of the many prospective home buyers out there who is self-employed, this post is for you. Recently, we have seen the implementation of…
What You Need to Know About Taxes and Usable Income
What You Need to Know About Taxes and Usable Income Death and taxes. I think you know where I’m going with this. And if you were one of the people that thinks you might have the latter beat, this…
Financing up to 90% Loan-to-Value – NO Mortgage Insurance
The GreenHouse Group is excited to announce we now offer conventional financing up to 90% LTV with no Private Mortgage Insurance. The loan structure is a 1st & 2nd combo using our available…
No MI?! LPMI don’t know what you’re talking about…
For most of you LPMI or BPMI is just one more cluster of capital letters in a sea of acronyms. However, if you are looking into a refinance or purchase, odds are you’ve asked about it. Mortgage…
Loan Programs, What’s Right For You?
Thinking about buying a new home? Wondering what type of loan to get? Probably not. To be honest when people are buying a home, generally the type of loan they get is an after thought. But the…
How we use creative strategies to save you the most money
Because nearly all of our business comes from word-of-mouth referrals or introductions from past and current clients, we don’t have a hyper-focused niche. In other words, we don’t advertise for a…
How To Shop For a Loan
Every week I get a call from someone who would like for me to quote them an interest rate over the phone. While I’m happy to provide this information I know once I do it will be the last time I…
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