#david-hughson
Every Field Note tagged #david-hughson. 142 posts · page 1 of 6.
← Back to all Field NotesMeet David
💚💚Here at The GreenHouse Group🏠 , we like to not take ourselves too seriously. Because when it comes to our work we are as serious as death at a birthday party. But inside of all of that…
Mortgage Brokers Are Better But Not All Are Created Equal
I checked out of yesterday’s Super Bowl because unless you were a Tampa Bay fan it wasn’t much of a game. But that doesn’t mean I stopped watching my TV. I wanted to see the commercial from United…
Homeowners are $1 trillion richer thanks to the pandemic-driven housing boom
By Diana Olick of CNBC https://www.cnbc.com/2020/12/10/homeowners-gain-1-trillion-from-pandemic-driven-housing-boom.html American homeowners are $1 trillion richer as the pandemic-driven housing…
What Is a Family Opportunity Mortgage? How Does It Work?
Do you have a family member in need and want to help them buy a house? If you have a disabled adult child or an elderly parent who can’t qualify for a mortgage on their own you have options! With…
Take Cash Out Without The Cash Out Rate Hit
There are more and more housing reports telling us that most markets around the country have recovered from the last housing crash of 2007-2009. With values back in the black many homeowners will…
Don’t Fit In The Conventional Lending Box? We Got You Covered
LendEDU published a financial report back in October of this year showing the national average credit score is 682. This is a solid score in the mortgage lending world but generally considered a…
Homebuyers: Get Creative With Your Offers
Reality check #1: For most of us the road to home ownership starts with a personal budget and is followed by a conversation about what home loan options are available. That conversation will…
Mortgage Rates Return To 2017 Low
by Francis Monfort | 28 Aug 2017 | Mortgage Professional America Mortgage rates fell back during the week to their lowest level for the year, Bankrate.com said as it released its weekly national…
Customer Experience vs. Customer Service In The Mortgage Industry
by Craig Anderson | 03 Aug 2017 | Customer experience vs. customer service in the mortgage industry Customer experience is a term that shows up everywhere in today’s business marketing. It’s a…
Assets Can Be Used For Qualifying Income
Much of the housing news reported focuses on inventory and credit guidelines. In case you haven’t noticed housing inventory is low and credit guidelines are tight. These two headlines show up all…
Is Renting Really Cheaper Than Owning a Home?
by Anna Sobrevinas | 04 May 2017 | MPA Mortgage Professional America | www.mpamag.com The responsibility of owning a home can be intimidating for people who’ve only rented in the past, but new…
Have Student Loans? The Rules Have Changed
I may have just missed the student loan debt explosion when I graduated with my undergrad degree in 1998. While college was expensive to attend twenty years ago, we were all borrowing money to get…
40-Year Fixed & Interest Only
Yes, you read that right. We have loan terms fixed for 40 years and the first 10 years can be interest only. And here is best part: The range of loan amount is $100k to $2.5 million. While our…
Expect Mortgage Rates To Keep Rising This Year, Says Freddie
by Ryan Smith | 17 Mar 2017 Mortgage Professional America | www.mpamag.com Mortgage rates were up for the second consecutive week this week – and originators should expect that upward trajectory…
Do You Qualify For A Down Payment Program? Here’s How To Find Out
Source: Down Payment Resource Did you know the average down payment assistance benefit is more than $8,000? That could be a major jump start to buying your first (or next!) home. And, who wouldn’t…
What Happens To Home Buying Power As Rates Rise?
By Eric J Martin of The Mortgage Reports Originally posted on November 21, 2016 Mortgage Rates’ Profound Effect On Affordability The mortgage interest rate you find plays a large part in how much…
Mortgage Credit Certificates = More Money In Your Pocket
Blog Source: Down Payment Resource – downpaymentresource.com – February 2, 2017 While the total number of programs remained consistent, the HPI saw an increase in Mortgage Credit Certificates…
Why It Takes Years To Save For A Down Payment
By Kathryn Vasel of CNN Money Saving for a down payment is often a major hurdle for wanna-be homeowners. And for good reason: Putting 20% down costs two-thirds of the average household income…
Renters! 2017 Is Your Big Opportunity
I was talking to a property manager this past weekend who has been managing rentals in San Diego for 30 years. I asked him what he is seeing for 2017 and he said all of his properties are seeing…
What Are The 3 Biggest Homebuyer Mistakes?
Posted on December 5 on DownPaymentResource.com Are you making these classic homebuyer mistakes? It’s true you often learn from your mistakes, but what if you could avoid as many as possible?…
The Election and Down Payments
By Rob Chrane – CEO of Down Payment Resource The election has left Republicans in control of the House, Senate and White House for the first time in over a decade. The new alignment provides a…
Your Last Chance To Grab A Low Interest Rate This Year
This year we’ve seen very low interest rates. In September we saw them match the lowest rates in history which was back in May of 2013. Have you noticed lately rates are steadily creeping up?…
$100 = $20,000
A recent study by the personal finance website SmartAsset shows that having a roommate in San Diego will save a renter $6,768 a year or $564 a month. While that certainly makes financial sense for…
Which Season Is Prime Time For Homeselling?
By RACHAEL EVERLY Rachael Everly is a student in Miami, Florida. Follow her on Twitter or Facebook. Email Rachael Everly. Buying and selling real estate requires juggling different dynamics and…
Move from reading to doing.
Book a consult with the GreenHouse Group.