#buying
Every Field Note tagged #buying. 128 posts · page 2 of 6.
← Back to all Field NotesInstant Curb Appeal Ideas
For those folks out there that are looking to spice up the exterior of their home, I came across a great site to give you some simples ideas that are do-it-yourself projects and can be done on a…
Longer Escrow Periods Starting…NOW!
Even if it’s your first time buying a home, you probably know a thing or two about the process and timelines and like most folks, you would expect about a 30 days escrow, correct? While that was…
Fewer Than 1% Of People Pay Off Their Home Loan Early
There are so many services offered these days that you can literally outsource your life. All you have to do is look at the capability of your smart phone to know we’re living in an amazing time…
Gratitude
I can hardly believe the holidays are upon us. Thanksgiving is this week and instead of focusing solely on the copious amounts of food I’m going to take in, I sat back and thought about what this…
Budgeting For Closing Costs
I came across some great information for prospective home buyers regarding the closing costs needed when buying a home. According to Pat Setter over at the Union Tribune, “Closing costs are an…
Get In The Investing Market With Less $$$ Down!
Get In The Investing Market With Less $$$ Down! Are you looking to break into the investor side of the Real Estate Market, but don’t have a ton of cash to put down on the property? Fear not, we…
What’s The Point Of The Final Walk Through?
Many of my clients have asked me why we do a final walk through if we already had the home inspection so I want to let others out there know that these two steps of the home buying process are…
Getting A Mortgage May Take Longer Under New Rules
Diana Olick | @DianaOlick Monday, 5 Oct 2015 | 12:47 PM ET The goal is to make the mind-numbing mortgage process much easier for consumers to understand. It’s called Know Before You Owe, which…
Why Is Escrow Shorter For All Cash Buyer’s?
I recently had clients who were asking me why the escrow period is shorter for their parents who are buying a home than from when they were buying a home and the answer to that is simple: NO LOAN…
The Quickest Way To Boost Your Purchase Power
Home ownership levels are as low today as they were in 1967. One of the big differences between that year and present day is that the median income nationwide was only 1/2 the cost of the median…
Return Buyers: Housing’s Next Boom
DAILY REAL ESTATE NEWS Over the next five years, the housing market will see around 1.5 million eligible return buyers jump back into home ownership. These return buyers, nicknamed ‘boomerang…
Are You Calling The Shots?
If you are a home buyer and are receiving help financially from a family member let me first say, you should consider yourself very lucky! I’d almost go so far as to recommend buying a place with…
No Landlord History Required
Recently we got a big lending guideline enhancement when we learned Fannie Mae would no longer require 30% equity in a departing residence when converting that departing residence into a rental…
Where Rents Are Rising The Fastest
By Kathryn Vasel and Tal Yellin of Money.CNN Rents rose 4.3% nationwide in May, according to Zillow, but some cities are experiencing much faster growth. The data is for median rents in May…
Help! My Appraisal Came In Low…
After agreeing on a purchase price and getting into escrow, many of my clients have questions about the appraisal. What if it comes in high? What if it comes in low? Who pays for the appraisal?…
Starting A New Job Or Relocating?
Did you know we can close on your home purchase WITHOUT a 30-day paystub? If you have started a new job or are relocating within the same field (similar salary) and starting a job within 30 days…
Help! My Home Inspection Report Is Overwhelming!
For many people, going through an home inspection can be overwhelming and scary. And while it’s necessary when buying home, to make sure you know as much about the property as possible before…
3 Things You NEED To Know When Using Gift Funds
3 Things You NEED To Know When Using Gift Funds Thinking about using gift fund to help towards buying a home? Well, I have three things you need to know before getting those gift funds. Lenders…
Credit Cards Can Be Paid Off And Remain Open
In previous posts I’ve mentioned lenders are slowly loosening the death grip they have on credit guidelines. Just this week more lending guideline enhancements were recently released from Fannie…
3 Major Differences Between Purchasing a House and a Condo!
3 Major Differences Between Purchasing a House and a Condo! Looking to purchase a house or a condo? Well I have three “Must Knows” before you write that offer. There are a three major differences…
Down Payment Assistance and Cash On Hand
Down Payment Assistance & Cash On Hand Looking into down payment assistance programs and wondering how much you actually need to buy a home? These days there are plenty of down payment assistance…
That Pesky Slope in Your Backyard
When I’m out showing homes I can’t keep track of how many times clients and I come into the backyard of a home and they find themselves stumped on what they are going to do with it. That’s because…
10 Ways To Get That Down Payment
Many people have the good income, great credit history, and a manageable amount of debt they need to qualify for a home loan. What many don’t have is the down payment. Even at a minimum down…
3 Misunderstandings About Qualifying Income For A Home Loan
This week I’d like to highlight 3 misunderstandings people have about qualifying income when applying for a home loan. The three I’m including today are the minimum amount of work history needed…
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